Mackenzie Bonds submits your home loan application to South Africa's major banks at once, negotiates the best possible rate on your behalf, and walks with you from pre-qualification through to registration — at no cost to you.
From your first affordability check to the day the property registers in your name, Mackenzie Bonds manages the process so you don't have to.
Find out exactly what you can afford before you start house-hunting, with a free affordability assessment.
Learn More →We submit your application to multiple banks simultaneously and negotiate the best possible interest rate.
Learn More →We coordinate attorneys, valuations and the bank on your behalf, right through to registration.
Learn More →We help you understand your credit profile and build a plan to qualify for the best possible terms.
Learn More →Estimate only. Actual rate and repayment depend on your credit profile and the bank's assessment.
As independent originators, our job is to get you the best deal across the whole market — not to sell you one bank's product.
Tell us about your income, your target property and your timeline. Takes 15 minutes.
We prepare your documents and submit to multiple banks in parallel to secure the best offer.
We compare the offers, explain the terms, and help you accept the right one.
We track the attorneys and bank through to registration at the Deeds Office.
No more guessing games with your bank. Your consultant sends you a status update at every milestone — application submitted, valuation booked, offer received, bond registered.
Illustrative example of the milestone updates a client receives.
"I'd been turned down by my own bank. Mackenzie Bonds resubmitted to five banks and I had an approval within a week."
"As a self-employed consultant I thought a bond was out of reach. They knew exactly which documents the banks needed."
"They negotiated a rate 0.5% below what my bank first offered. That's thousands saved over the life of the bond."
Fill in your details and a Mackenzie Bonds consultant will call you back — usually within 30 minutes on business days.